Municipal water pressure can run 80-150 PSI at the main. Your plumbing system is designed for 40-60 PSI. That's what the pressure reducing valve does -- it steps down the incoming pressure to a safe level. When the PRV fails, high pressure stresses every fitting, hose, and valve in the house. Faucets drip, toilets run, supply hoses burst, and water heater T&P valves discharge. Testing your PRV once a year catches failures before they damage your system.