Most water heaters ship from the factory set to 140 degrees F. That is way too hot for most homes -- it wastes energy, and water at 140 degrees can cause a third-degree burn in under 5 seconds. The sweet spot is 120 degrees F. It is comfortable for showers and daily use, safe for everyone in the household, and dropping from 140 to 120 saves 6-10% on your water heating bill. On a gas unit, the adjustment takes about 2 minutes -- you are just turning a dial. Electric units take 5 minutes because you need to pull an access panel. Either way, this is about as simple as it gets.